The fourth step in the home buying process is deciding what you want in a home. We suggest keeping a notebook so that all of the information regarding your search is in one place. Get a three-ring binder and fill it with notebook paper, dividers and pocket inserts to hold papers and pictures. A camera can help – an inexpensive disposable will work just fine. Get creative.
There are some questions you need to consider as you go through this process. Let’s take a look at them.
Do you want to live in the city or on the outskirts in a suburban area? Do you want to live in a rural area away from the hustle and bustle, or do you want to be close to museums, schools, restaurants, and activities? How far away is the neighborhood from your workplace or schools? What is the transportation system like? What will your commute be?
This is a major consideration that’s based on your current or desired lifestyle, as well as what you can afford.
Do you want a single-family home – such as a ranch, split-level, contemporary, log cabin or colonial – or a townhouse or condo? Do you want one bedroom or five? Do you want stairs? Do you need a garage?
Start by making a list of the things you want in a home. Then make a list of the thing you don’t want. Look through magazines and cut out pictures of homes, designs, or décor that you like – and don’t like.
Get a local map of the area you are interested in. Drive through neighborhoods and take pictures of homes that you like, making notes of neighborhoods and areas that you find appealing. Start taking different routes home from work to widen your search.
Consider the proximity of the neighborhood to hospitals, parks, grocery stores, and shopping. Where are the schools and what is the school system like? What kind of community programs are available? What churches are in the area? Are there daycare facilities close by? Is public transportation available? Is there an airport nearby? Where’s the closest public library or post office?
What are the local crime statistics? What are the tax rates and when are they assessed? Is there trash pickup? You can find out all of this information and more on state and local government web sites.
Here are some links and resources that may help you find the answers to some of the above questions:
State government web sites – Visit www.firstgov.gov to access your state and local government Web sites. Here you can find information on tax rates, schools, history, arts, cultures, education, travel, recreation, voting, healthcare, jobs and more.
School system – To learn even more about the school systems in your desired community, visit the following links:
Local government and American hometowns – Visit this site to connect to local government web sites www.statelocalgov.net/index.cfm
Climate – Visit www.weather.com to learn about the weather and climate of the area you are interested in.
Standard of living – Visit the following sites to calculate your standard of living and statistics concerning standard of living in the areas you are considering.
Public libraries and local newspapers – A great source of information on an area, including real estate prices, local activities, and community. Check out www.Newspapers.com for a list of newspapers.