Services

  • Refinance and Purchases
  • First and Second Mortgages
  • Home Equity Loans
  • Lines of Credit
  • Fixed and Variable Rate Products
  • Conforming and Non-Conforming Lending

Little known mortgage facts

You can increase your interest rate, but by paying off other debts you can actually decrease your monthly payments.

Sometimes, a second mortgage isn't as cost effective as obtaining a new first mortgage.

By using a mortgage broker you can be sure that all the options have been analyzed to provide the best deal for you.

Specialized Services

We Can . . .
obtain credit for the credit challenged and get excellent mortgages as quickly as one day out of bankruptcy or if currently in Chapter 13 bankruptcy...

We Can . . .
do a fast value check of your current home value.

We Can . . .
do a comprehensive analysis of your qualifications even for those who are self employed borrower...

We Can . . .
finance modular, manufactured, condos, mobile homes, mixed-use properties and provide home improvement loans too...

We Can . . .
provide credit repair assistance when needed to get your loan...

 

When you visit us at Alliance to refinance your home, it will be helpful if you bring the following items. . .

·         Copies of two forms of picture identification.

·         Two month of recent pay stubs.

·         Two years W-2s (for the past two years).

·         Two months of recent bank statements.

·         A list of your current assets and liabilities.

·         Homeowners insurance declaration page.

If you are purchasing a home, the following items are needed. . .

·         A copy of the purchase agreement

·         A copy of the cancelled earnest money check or receipt along with details on the source of the earnest money and down payment.

·         A history of current mortgage payments or rent payments from the past twelve months.

Why Should You Choose Alliance Realty & Mortgage Services?

We have extensive knowledge of the many loan programs available and will take the time to provide you with a loan that meets your needs. Our rates are as low as and many times even lower than your bank. We have a vested interest in satisfying your needs, and our focus is to be your ally for life in today's mortgage market.