Required Documents - Salaried/Wage Earner
Submit with completed & signed 1003 & borrower’s authorization form.
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1. |
Two (2) most recent pay check stubs |
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2. |
W-2 for last two (2) years |
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3. |
If self-employed, need tax returns for the last two (2) years with all pages and P&L statement for the current year |
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4. |
Last two (2) months Bank Statements: Checking, Savings & Certificate of Deposits |
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5. |
Most recent statement of 401-K, IRA, Pension & other Retirement OR Investment Accounts |
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6. |
Most current Mortgage Statement from your mortgage company (1st & 2nd if applicable) |
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7. |
Declaration of Insurance and Agent Information |
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8. |
Appraisal Fee – payable to the Appraiser – cost vary according to area + Credit Report Fee |
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TO FOLLOW: |
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9. |
CA Driver’s License |
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10. |
Survey |
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11. |
Prelim Report -Title Insurance |
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12. |
Deed |
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13. |
Statement of Identity |
During the processing of your loan, please DO NOT DO any of the following:
DO NOT change jobs
DO NOT charge credit cards to the maximum
DO NOT apply for new credit accounts
DO NOT make large withdrawals or deposits into your accounts
DO NOT buy a car
DO NOT ask or request or event hint to any loan officer, lender or broker that you
want them to run your credit
DOING or Performing any of these items CAN AFFECT drastically the ability
of the financial institution to grant your loan.